Errors and Omissions (E&O) insurance is also often called "Professional Liability Insurance."
If you work to create content for television or the Web, you should definitely consider an E&O policy.
Mistakes can cost thousands of dollars at a time, or much more. E&O insurance can protect you and your team from bearing the full cost of defending against a negligence claim made by a client, against damages resulting from a civil lawsuit. Talk with Film Casualty today about getting covered.
In the film production context, insurance products are not necessarily going to cover business and technical issues such as the following:
- Copyright issues: choosing certain music that you haven't licensed for use.
Unauthorized use of names, trade names, service marks, titles, formats, ideas, characters, character names, characterizations, plots, musical compositions, performances, slogans, program material or any similar material.
Libel, slander or other forms of defamation
Breach of implied or implied-in-fact contract arising out of the alleged submission of any literary, dramatic, musical or other similar
- Breach of implied or implied-in-fact contract arising out of the alleged submission of any literary, dramatic, musical or other similar material, or breach of trust and confidence arising out of any such submissions.
- Invasion privacy or publicity.