Short-Term Productions can count on Film Casualty.
Film Casualty crafts Short-Term Policies to cover an Auteurs single film project of any duration, whether it's a four-month artistic feature film or a two-week commercial shoot. Every production is unique. Insurance policies and contract agreements can also change with every project.
Commercial General insurance covers filmmaking premises and locations, within the United States and Canada, for bodily injury or property damage from events occurring during your production. This coverage also protects you from lawsuits if someone who is not a direct employee is injured during your production. General Liability policies also cover accidental property damage. The policy you get from Film Casualty has some of the broadest business insurance available anywhere.
Personal Property coverage insures against damage to others' property when shooting on location, such as rented or borrowed buildings and non-public outdoor locations. Your production remains responsible for care and upkeep of any leased, rented or borrowed properties for activities related to the production.
Commercial Auto covers your production for accidents, injuries and other incidents while using owned, rented and borrowed vehicles. Just like the auto coverage for your personal vehicle, you're legally required to carry Auto liability coverage for third parties; you can choose Comprehensive & Collision coverage that also covers damage to your production vehicles. We strongly recommend this. The incremental cost represents a major reduction in your exposure to loss.
Film Production Package
The Film Production Package coverage includes a lot of things related to your work. The Package covers rented and owned equipment, props, sets and wardrobe, negatives and faulty stock, extra expenses, cast, third party property, unexpected Civil Authority expenses and more.
Sweating the details up front can pay off when you define your Film Production Package policy. If you're confused about what you need to insure and what you CAN insure, Film Casualty is here to help you make the informed decision.
Worker's Compensation coverage is a must-have for your production. Workers' Comp covers medical expenses and lost income for employees who are injured on the job. It includes work-related illness, disability and death benefits for any cast, crew or employee. Other advantages include access to a preferred provider network, prescription drug features, needle injury coverage, nursing care managers to help coordinate care, and Pay-As-You-Go billing that bases premium payments on the actual payroll.