Production companies can depend on FCIA.
Film Casualty Insurance Agency can get you the right business coverage and assist in protecting your production studio from insurable risks that come down the road. Annual Production Company policies protect the dynamic business operations of production companies and make the process of securing and delivering certificates of insurance to production company vendors quick and painless.
Commercial General Liability
This insurance covers filmmaking premises and locations, within the United States and Canada, for bodily injury or property damage from events occurring during your production. This coverage also protects you from lawsuits if someone who is not a direct employee is injured during your production. Learn more about General Liability.
Personal Property coverage insures against damage to others' property when shooting on location, such as rented or borrowed buildings and non-public outdoor locations. Your production remains responsible for care and upkeep of any leased, rented or borrowed properties for activities related to the production. Learn more about Property Coverage.
Commercial Auto covers your production for accidents, injuries and other incidents while using owned, rented and borrowed vehicles. Just like the auto coverage for your personal vehicle, you're legally required to carry Auto liability coverage for third parties; you can choose Comprehensive & Collision coverage that also covers damage to your production vehicles. We strongly recommend this. The incremental cost represents a major reduction in your exposure to loss. Learn more about Commercial Auto.
Errors & Omissions
E&O insurance protects against possible intellectual property rights violations, and against libel, slander and defamation of character risks. We all know this could never happen to you, but in the wild and wooly world of filmmaking, a lot of crazy things can happen. FCIA has your back when bad things happen to good people. Learn more about Errors & Omissions.
Employee Dishonesty covers possible losses from equipment and other items that might grow small little feet and walk away from the shoot, with some help from a colleague. FCIA knows that this can never happen to your production's circle of grace, but realities intrude in even the most idealistic enterprises. Be prepared, with minimum effort, with FCIA.
Employment Practices Liability Insurance covers against claims made by employees alleging discrimination, wrongful termination, harassment and other employment-related issues, such as failure to promote. Learn more about EPLI.
A must-have for production companies. Workers' Comp covers medical expenses and lost income for employees who are injured on the job. This includes any work-related illness, as well as disability and death benefits for any cast, crew or employee.
While employees may be covered under another company's policy, it's a good idea for production companies to carry a policy so no one falls through the cracks. Learn more about Workers Compensation.
This provides additional protection that your General Liability policy may not include. It covers more types of claims and at a higher limit. Simply put, it protects your company from losing big if a big claim comes in, like bodily injury liability or property damage. Learn more about Umbrella coverage.